Lexington, Rockbridge County and Shenandoah Valley real estate and homes for sale in Virginia - Jim Moore, REALTOR® Jim Moore REALTOR(r) for Lexington, Rockbridge County and Shenandoah Valley, Virginia real estate - NUMBER1EXPERT™ Jim Moore NUMBER1EXPERT(tm) for Lexington, Rockbridge County and Shenandoah Valley, Virginia real estate
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Jim Moore, REALTORŪ, real estate agent and broker for Lexington, Rockbridge County and Shenandoah Valley Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me today: (540) 463-7080.


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Mortgage Prequalification: Lexington, Rockbridge County and Shenandoah Valley Virginia home buying, real estate listings, and homes for sale in Rockbridge County, VA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Lexington, Rockbridge County and Shenandoah Valley REALTORŪ to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Titles >Yours In Deed

The way that you hold title to your property has legal, tax, and estate-planning consequences. Many buyers do not receive adequate professional advice on this important aspect of property ownership.

If you are purchasing property by yourself, you will be acquiring title by sole (or "separate") ownership, single ownership, or severalty ownership. The term "severalty" does not denote more than one person - it is a legal term meaning that sole ownership is severed from all other forms of ownership.

If you are purchasing property with others, the most common forms of co-ownership are tenancy in common, joint tenancy, and community property. Tenants in common can be created when two or more related or unrelated people hold title to a property either equally or unequally. Each individual has the right to do whatever he wishes with his interest in the property. For example, he can sell his interest, give it away, or will it to someone else.

Before you take title, you should seek advice from your tax advisor and an attorney, particularly if you are buying the property with another person.

See All Tips In The "Titles" Category >
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Real Estate Trivia
Q 
Which famous skilled mason laid the cornerstone of the Capitol Building in Washington, D.C. in 1793?

A 
George Washington, the first President of the United States.
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Jim Moore, REALTORŪ, real estate agent and broker for Lexington, Rockbridge County and Shenandoah Valley Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Jim Moore, ALC, CRS, GRI
James Wm. Moore Real Estate Co.

28 South Main Street
Lexington, VA 24450
540-463 -7080
Fax: 540-463-4899
jamesmoore@NUMBER1EXPERT.com

Jim Moore is one of only 22 Accredited Land Consultants (ALC) in Virginia and Lexington's only Certified Residential Specialist (CRS). Jim has been in the real estate business full time since 1974, and opened his firm in 1988. When you work with Jim, you will gain peace of mind knowing that one of the largest investments you may ever make is in skilled and experienced hands. Call him today!

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